Your path to homeownership in the Stratford and Perth County area deserves a mortgage that fits you.
Whether you're a first-time buyer navigating the market, considering refinancing your current mortgage, or purchasing a second property, the right choice is crucial.
Fixed-rate, variable-rate, or a hybrid – let's explore the options together to find the perfect solution for your unique needs.
Reach out for personalized mortgage advice and a clear, straightforward plan.
I'm here to help you every step of the way.
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Self-employed and dreaming of homeownership in Stratford?
You absolutely can qualify for a mortgage!
Strengthen your application by keeping your financial records organized (tax returns, bank statements, and income details), demonstrating consistent income over the past two years, and considering a larger down payment if your income tends to vary.
Don't let the mortgage process feel overwhelming – Jamie Stanners is here to provide expert guidance every step of the way in Stratford and surrounding areas!
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Start your house hunt with confidence! Getting pre-approved for a mortgage is your first smart move. Know your budget, strengthen your offer, and speed up the buying process. Contact me today to get pre-approved!
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Wondering how long mortgage rates will stay this low? It's a crucial question for homeowners and buyers alike.
Even a small rate increase can significantly impact your mortgage payments. I'm constantly analyzing market conditions to provide you with the best advice for new and renewing mortgages.
Have questions about your mortgage options?
Reach out today for a personalized discussion!
Call 519-572-5912 or email jamiestanners@invis.ca
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Navigating mortgages as a self-employed individual or independent contractor can be challenging.
Tax deductions, while beneficial, can impact your qualifying income.
But don't worry, you have options!
The Self-Employed Mortgage program is designed to address these unique circumstances, offering:
Simplified Documentation More Flexible Qualification Criteria Numerous Lender Options If you're self-employed and looking to purchase a home, especially your first one, Jamie Stanners Mortgages can help!
Let's discuss your options.
Contact me at jamiestanners@invis.ca or call 519-572-5912.
You have options, and I'm here to guide you through the process.
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